A lump-sum death benefit can help your children secure their financial future and maintain their way of living. However, you can rest assured that if something were to happen to you, insurance would help to secure your family’s financial future. There is no amount of money that can compensate for your health and happiness, or the position you play in your family. Insurance provides a payout in the event of an unanticipated disaster, allowing you and your family to continue on with your lives. Whatever your current financial situation is, an unforeseen event might cause everything to fall apart very rapidly.